If you’re looking for solid wireless service with bad or average credit and avoid paying a large deposit many visitors are having success with Verizon’s 4G LTE AllSet Prepaid Plan. Many people report approval for Verizon wireless service with a credit limit around 600 and up with no deposit.Like AT&T, Verizonalso offers a prepaid plan intended for individuals with bad credit.

The credit requirements at Verizonare similar to those at AT&T, although their security deposits start at $125 and then go past $400.As with AT&T, your security deposit is refunded after a year.

Credit scores between 500 and 650 may require deposit of $100 per line (up to $750 total).

AT&T Pay as You Go plans available with no credit check or deposit.

Deposit is refunded after 12 on-time payments.

Security deposit ranges from $250 to $750 for postpaid plans.

If you’ve declared bankruptcy and your score is below 600, you may not be approved at all.On the other hand, some people with a credit score in the mid-500’s received approval with no down payment necessary.ĪT&T does offer it GoPhone Pay as You Go plans, designed for people with bad credit.It has no contract, no deposit and no credit check necessary.You choose whether you want to pay by the minute, by the day or by the month.( Read our review.) AT&T in A Nutshell

With ATT, many people with a credit score in the low- to mid-500’s are approved with a deposit ranging from $100/line, up to $750 total. You can find a comparison of prepaid and no credit check plans by clicking here. AT&T Service with Bad CreditĪT&T has the highest initial security deposit, which usually starts at $250 and may go as high as $750.Your deposit will be refunded after 12 months of on-time payments. If you’re looking for solid wireless service with bad or average credit and want to avoid paying a large deposit, many visitors are having success with Prepaid/Pay-as-You-Go Plans.Carriers are now offering 4G LTE pre-paid plans that include unlimited talk & text and start with 1 GB of data for $45 a month. There are some possible alternatives, although you may be stuck paying a deposit ranging anywhere from $50 to $1,000.( If you want to see what others are paying as security deposits, click here.) Here’s a look at both AT&T and Verizon’s approach to bad credit applications and what you should expect. Virtually all cell phone providers require a credit check before service is activated, and those with a credit score that fails to meet their internal checks must pay a hefty but refundable deposit.

Want to apply for cell phone service but your credit isn’t so great?Unfortunately, this can get you into some trouble as most companies will require you to pay a down payment if your credit score is lacking.

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